Can I qualify for SSDI if I have another source of benefits (retirement, private pension, workers' compensation, etc.)?

Social Security Benefits such as SSDI can be reduced if you become eligible for other benefits programs such as workers' compensation, or even certain federal, state, and local government aid programs. However, the total combined payments after such a reduction should never be less than the original amount of the SSDI payment, so a person's net payments should remain the same.

If you are receiving workers' compensation or another federal disability benefit, you payments cannot equal more than 80% of your SSDI benefits. If you receive more, your SSDI benefits could be in jeopardy.

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Pensions and SSDI Benefits

Receiving a private pension from work on which you did NOT pay Social Security taxes (such as civil-service or non-profit work) can reduce your level of SSDI benefits. If your SSDI benefits are already set up to compensate for such a pension, be sure to notify the SSA immediately of any changes as they occur as you will be responsible for repaying any money you receive in error.

In most cases, you will receive a pension for a job at which you paid Social Security taxes. These pensions will not affect SSDI benefits, and you will be fine receiving both at the same time.

You will not be able to receive Social Security retirement at the same time as SSDI. If you wish to apply for one, it's always wise to apply for SSDI when possible.

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Getting Assistance With Your SSDI Claim

If your disability payments have been wrongfully reduced or you've been denied benefits due to supplemental income, contact a qualified Social Security lawyer now. A Social Security attorney can help you maximize your benefits and get you the most income possible.

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Additional Resources

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