Before Applying for SSD - SSD vs. Other Programs

What is the difference between Medicare and Medicaid?

What is the Difference between Medicare and Medicaid?

Disabled individuals have access to two different types of medical insurance. One of the types of insurance is referred to as Medicare and the other is referred to as Medicaid. While both of these programs offer medical coverage, there are significant differences in the way the programs work and how a person becomes eligible to receive these benefits.

Understanding Medicare

Should I Apply for SSDI or SSI?

Social Security Disability Insurance (SSDI) is meant for disabled people who are “insured,” which means that you have worked long enough and have paid Social Security taxes. To qualify for Social Security disability benefits, the Social Security Administration states that you must have earned 40 work credits, 20 of which must have been earned in the last five years. However, younger workers can qualify with fewer credits. Usually, if you are working full-time, you can earn up to four credits per year.

Does Receiving Retirement Benefits Affect SSDI/SSI?

If you are receiving Social Security Disability and reach full retirement age, the full amount of your benefits will be transferred from SSDI to Social Security Retirement.

If you are receiving Supplemental Security Income and are over the age of 62, you may be able to receive Social Security Retirement benefits in addition to your SSI if you have worked and paid into Social Security long enough to be eligible.

If you are receiving SSI and are approaching retirement age, it is always a good idea to contact a qualified Social Security lawyer to review your options.

Find Out If I Qualify for Benefits!