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CAN I WORK AND STILL RECEIVE SSDI?

Submitted by Anonymous (not verified) on
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Social Security Disability Insurance (SSDI)

I RECEIVE SSDI DUE TO A PERMANTLY DISSABLED RIGHT ARM AND HAND (THAT IS WHY I TYPE IN ALL CAPS, I.E., ITS EASIER); I HAVE SEVERE BACK PAIN AND I HAVE DIFFICULTY WALKING AS A RESULT OF A BROKEN NECK (FRACTURE OF C5 & C6). I STILL WANT TO WORK THOUGH... DOING WHAT, I DON'T KNOW. CAN I WORK AND RECEIVE SSDI AND IS THERE AN INCOME LIMIT? GRANT FROM GEORGIA.

Bryan

Hi,
You may have a change in your SSI benefits, but if you make under $810 a month, your SSDI benefits may stay the same.

Mon, 03/14/2016 - 12:02 Permalink
Michael (not verified)

I've been trying to buy a house and I've been collecting social security, I'm saying that I never seem to be able to get ahead. I'm told that I'm able to work twenty hours a week, and my concern is that if I lose social security, and then I look at twenty hours a week, well... I won't be able to make that monthly mortgage payment. I worked when I was younger and I want this house, I've already put work in on it. I'm told that if I work for nine months with out problems, I'll be able to discontinue social security. Boy it's tough!

Sun, 03/13/2016 - 13:10 Permalink
Heather (not verified)

1. I used to make a substantial living before I first went on medical leave through my employer. Eventually, however, my doctor put me back to work part time, which didnt work out, so he placed me on permanent SSDI. When SSA calculated my benefits, they based it on my part-time salary, not full time so my benefits were far less than anticipated. I cannot make it on this income. Can my benefit amount be increased?
2. If I work while on SSDI, will my benefits be reduced at all if I always make under $1130 per month?

Thank you for helping me understand this confusing doublet alkaline on their website.

Mon, 03/14/2016 - 02:43 Permalink
Bryan

Hi Heather,
1) I would contact the SSA with this information. Since SSDI is based on your work history, you may be able to have an increase in benefits if your work history is more extensive than the information that the SSA has now.
2) You can work while on disability, you benefits may not be reduced but you would have to report those earnings to the SSA.

Mon, 03/14/2016 - 12:24 Permalink
Stuart (not verified)

My daughter is on SSDI and will probably never return to work. I'm not rich but I can contribute somewhere around one thousand a month. Will that effect her current payments from SSD

Thu, 03/24/2016 - 12:16 Permalink
Bryan

Hi Stuart,
That most likely will not affect her benefits if she is on SSDI, because those benefits are based off of work history and do not have limits on unearned income.

Fri, 03/25/2016 - 09:21 Permalink
Joe (not verified)

I have been on SSDI for five years and find it hard to make ends meet. I returned to work a few months ago on the trial work period. I am not sure I can withstand the stress. My question after reading the opening statements about converting to SSI, is that if you are on SSDI and are converted to full retirement at ±66 years old your SSI is not affected by your income. Did I read that wrong? If I make it to ±66 I can then make all the money I want and it not affect my SSI?

Wed, 03/30/2016 - 13:25 Permalink
Bryan

Hi Joe,
Yes, when your SSDI benefits convert to retirement benefits, you would no longer be subject to the Substantial Gainful Activity limit.

Wed, 03/30/2016 - 16:19 Permalink
Joe (not verified)

Thank you Bryan,
Won't I then be tied to income rules governed by SSI?

Thu, 03/31/2016 - 10:32 Permalink
Joe (not verified)

Bryan,
If I work past the nine months of the "Trial Work Period" will my SSDI be void? would I then lose my Medicare?

Thu, 03/31/2016 - 10:46 Permalink
Bryan

Hi Joe,
To answer both questions-
Retirement benefits are not SSI, so they would not be governed by those rules.
Regarding the trial work period: You would only lose benefits for the months that you earn over $1,130 dollars a month. If you're not earning over that, your benefits would stay the same. You're also able to be covered by Medicare for 7 years, 9 months after you return to work as long as the SSA still considers your condition as disabled.

Thu, 03/31/2016 - 12:18 Permalink
Bryan

Hi Kimberly,
It is possible to work 30 hours a week while still getting SSI benefits. You may have a reduction in your benefits depending on your monthly income.

Thu, 04/07/2016 - 09:55 Permalink
richie (not verified)

i am 63 and half and on ssdi if i sell plants that i grow from my yard and only make may be 200 a mounth will i be able to do this and not lose my ssdi

Thu, 04/07/2016 - 18:39 Permalink
Rob (not verified)

I'm working while disabled as substitute school bus driver. I make less $810. However, I read the article where a guy in the same situation was removed from disability because he was told he did it job for purpose and able to work more. What should I do? Should I give up job?

Sat, 04/09/2016 - 14:16 Permalink
Bryan

Hi Rob,
You do not need to give up your job, I'm not sure what article you are referring to specifically but you should be just fine as long as the SSA still considers you disabled.

Mon, 04/11/2016 - 14:29 Permalink
Detra Cunningham (not verified)

Ok i was getting ssid until i got married but now my husband can't work anymore can i go back and replie for it?

Mon, 04/11/2016 - 13:48 Permalink
Dee (not verified)

my children are on my ssdi. My oldest is 26 and has been disabled since 18. When I first applied ss office stated that each child would receive 3,600.00. However when we received the payments, my oldest only received 36.00 because he collects Ssi. I'm confused because he is an adult and my income should not count towards his. Or is it due to the simple fact that he's been collecting Ssi? Still doesn't make sense because you can collect both Ssi and ssdi. Thank you

Tue, 04/12/2016 - 01:07 Permalink

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