Can you Buy a Home while Receiving Social Security Disability Benefits?

Can you please define the difference between SSI and SSDI.
Can a person on SSDI rent their home out and relocate to a new home?

Would buying a house cause me to loose my bennifits ?? I am on SSDI

I am on disability and receive SSDI Payments. I went through USDA for a loan and was approved. The only problem getting a loan to buy a home and receiving disability pay is you might not get what you expect. All of the homes I looked at that I could afford needed so much work done to them to be livable in really weren't worth getting. I mean, if all my SSDI money for the month is going to making a payment and electric bills etc. etc. it leaves very little left to try and fix up your new home. No-one is going to lend you big money if they don't think you have enough to pay it back. Unless you have inheritance gifted to you or access to other funds don't look forward to a nice brand new non fixer upper house.

I'm on disability & own my home (only through having my sister cosign w/ me) & had a down payment. As all on disability know, we haven't had a cost-of-living raise in 3 years, but taxes still increase every year & house ins. still increases every year. So my house pymt go up every year. My last child graduated from high school so that income is gone, as well as child support. Now my mortgage pymts are almost impossible to make. Are there programs out there for me to be able to refinance at a lower interest rate thru SSDI? Thx for any help you can provide!

I so need your help. My credit score is in 800, I have one credit care with limit of $16.000 I have been trying to buy a home. My moblie home of 12 years is flling down but can make a good down payment off of it. I have it sold but need help because no one will give me a load by my self with $730.00 income. I own where I live can sell it, I have some saving I am LOST HELP PLEASE I am in Ohio

My sister-in-law just received $20,000 from the sale of property owned by her deceased mother he passed away four years ago . She is preapproved for $45,000 loan and wants to purchase a home which is fine but my question is will receiving the $20,000 down against her SSI or. SSDI. The money from the sale of the property was not part of the inheritance as it was just sitting In their names. According to the real estate lady it would be considered income.

THANK YOU FOR THIS INFO GRNDSON IS IN APPEAL PROCESS FOR SSI/SSDI -WHICH IS RIDICULAOUS IT'S BEEN 21/2 YEARS & HE NEED TO GET SOME HELP!
HE HAS OPPORTUNITY TO BUY PLACE HE STAYS AT_A FRIEND'S PLACE THAT THEY'D LIKE TO SELL & HAVE MAD HIM A VERY REASONABLE OFFER(PRICE) .WHAT OUR PROBLEM IS DO WE TRY TO GO AHEAD WITH BUYING NOW OR WAIT UNTIL ALJ'S HEARING & APPEALS DECISON HAS BEEN MADE ? HE WAS AN OTR TRUCK DRIVER MAKING >$42000/YR & HAS BEEN UNEMPLOYABLE SINCE DIAGNOSED - OUT OF THE BLUE- WITH EPILEPSY 5/1/14 YOUR DIRECTIONS WILL BE APPRECIATED.

Hi i am on ssd and only receive 970.00 a month can i find a program to buy a house i cant keep moving from place to place i would love to own my own house please help

My husband is on SSD. I'm currently employed. Who do I call to see if we can receive some help either buying a home or with the down put. Thank you..

I received 3 monthly check from $733 each one from SSI disability..My score is 658..I am a sick woman my husband take care of me and that the only income i received..Do you thing i got the chance to qualified for a first buy home.

I'm on disability & can only have $2000 in the bank. do you think Social Security or Hud can help me purchase a house?

Can I be a cosigner n a house?

It really didn't help I just want to buy a home so my child will have something that we never have to move again

Thanks for the contacts and advice .I so want to own my own home again,I am disabled and only have as my income however I will do what I have to do to get into my own home .I love big houses I would like a 4 bedroom and two baths ,I love to decorate and I can't stand little houses I am closdafobic pretty sure that's not right spelling .I went through a horrible divorce ,he was always on drugs in stood it for 8 yrs but when he tried to kill me with weed killer that was the end .He took my home I worked my tail off to make so pretty ,I got some furniture and a few household stuff but his gf and him kept most of it I saw one that was in union city that had a separate living space like a mother in law suite that way if I could get the house maybe I could rent it out and make the bills ,like electric water ,cable ,house payment ,car payment stuff that I have to pay monthly .I sure hope someone can help me out here .Thanks again

Hello. I receive ssdi and was wondering if there were any programs that could help me buy my own home. I am married with a 9 year old autistic step son and am about to be a new dad in about 6 months. My credit is in pretty bad shape due to my disability. I opened a bunch of credit cards and then almost died of carbon monoxide poisoning. I was in ICU for 17 days and in the hospital for about 30 days. We currently are living in her mom's basement but it is already tight living. I want to own my own home. Can you help steer me in the right direction. Thank you so much.

I'm a single father who only has visitation but I have no legal rights so on paper I have no children. This leaves me with no help and I only get around 800 dollars. Also now I lost my last place because the owner decided to sell, now I'm forced to move in with my dad. I'm 34 and with the food prices and not being able to get food assistance, gas, and trying with whatever I can scrape up to do something with my two girls of 10 and 14. It's impossible.. I really just feel like giving up some days. But then I remember it's not about money and nice things and I look at the love in my life though my family and push forward. I live in a small town and there are limited housing for ssi recipients and the waiting list can take years and if your not ready when your number comes up you drop off or to the back of the list. Buying a home seems like a dream and if there is a way for someone like me who has chosen feeding myself and my children instead of paying off bills when times got hard.. then please, sign me up!

Thank you for this information! I too am on SSI but have already been half owner of my property for 16 years. The other owner had a mortgage that he defaulted on so now I have to find a way to buy the other 50% after foreclosure. Felt completely hopeless until now - thank you so much!

I need help to buy a I am on Ssi please call me.

I have a 31 y/o disabled son who now collects SSDI on my SSDI account. My goal is to buy a condo for him now instead of paying rent. As I am aging and not in good health, it is rather urgent for me to accomplish this. I will not rest in peace not knowing if my son has a place to live. There is so much out there that I am now so confused as to what would be the best benefit program to accomplish this. There is FHA, Fannie Mae, community programs but I need help determining which one will work best for our circumstances. We are looking to buy in Chicago. I read about grants, reduced interest rates and extended term limits as well as monthly payment assistance. I just can't seem to find anyone who can help me put this together. Any suggestions will be greatly appreciated.

I received a large lump-sum of money from my ex-husband's pension. Im on SSI/SSDI. The money i just got is hopefully going to get me and my daughter into a home of our own. Is it going to count as income and reduce, or eliminate my benefits even though im using it to purchase a home?

i am on ss and my son receives ss from his father i also am on the sec 8 voucher program. however due to a back injury i cannot work, and the only way to use their housing program is to work 30 hours a week to be able for them to help. How can i purchase a home if i cannot work the 30 hours and the voucher program help me to achieve a home?

Hi I'm disabled I'm am trying to buy a home can someone help me

My roommate and I have been renting a home while both on SSI. Share the load kind of thing. The owner is now selling the home. Rent is higher for homes now then when we rented and will make things harder with higher rent. Owning a home will cut the rent payment in half so to make things cheaper and of course more affordable. My father offered to loan me the down payment, can I buy the home while on SSI with my fathers assistance or is that considered income? Thank You.